In the context of increasing demand for digital payments, Google has collaborated with MasterCard and Visa, as well as partner financial institutions to bring a safer, simpler and more useful payment experience in Romania. At this moment, Google Pay is available in Romania through the applications of the following institutions, and others will join later:

  • Revol

  • Curve

  • Transferwise

  • ING bank

  • UniCredit Bank

  • Banca Transilvania

  • Alpha Bank

  • CEC Bank

  • Viva Wallet

  • Orange Money

Although the Google Pay application is not available directly in Romania, customers of these financial institutions will be able to use Google Pay online and in any store that accepts contactless payments through Visa or Mastercard. The technical solution is called “Google Pay as a service”, which allows card issuers to integrate Google Pay into their mobile payment applications.

To add a card to Google Pay, users must open the bank’s application and access the “Add to Google Pay” section. Once the card enrollment process is complete, the cardholder can pay contactless in-store by phone or online at merchants that accept payment via Google Pay. Once the card is saved, it can be managed from your mobile device settings (Google> Account services> Google Pay)

Security is a key element of Google Pay, so it exists several levels of security of payments. These include “tokenization”, the standard solution for the payment industry, which assumes that transactions are made with a virtual card number (it plays the role of token), specific to each device, being associated with a dynamic security code that changes at each transaction. This and other features will work alongside the protection solutions offered by card issuers. Also, if the owner has lost or stolen their phone, they can use the “Find Phone” feature to lock the device from anywhere, change its password, or even delete personal data from it.